Business & Finance: What Do You Need to Know About Credit Cards and Risk-Based Pricing?

What Do You Need to Know About Credit Cards and Risk-Based Pricing?

Banks have always used risk-based pricing on loans and credit cards to ensure that customers who seem more likely to default on debt have to pay higher interest rates than consumers who have a good history of repaying loans. However, new legislation took effect in January 2011 that governs the way i

Business & Finance: Firestone Credit Card Overview

Firestone Credit Card Overview

The Firestone Credit Card, also called the Firestone Complete Autocare Credit Card, is the plastic money to comfortably spend on servicing, repairs, tires and other automobile-related expenses. Provided by the Credit First National Association (CFNA), it also offers privileges, benefits and many oth

Business & Finance: Statute of Limitations for Collecting a Credit Card Debt in the State of Ohio

Statute of Limitations for Collecting a Credit Card Debt in the State of Ohio

When you use credit cards, the lender expects payment for that debt. If you don't pay your credit card bills, the lender is given a certain amount of time to collect on that debt from you. This is known as the statute of limitations. If you have debt in Ohio, it's a good idea to understand how the s

Business & Finance: Why & How Do I Raise My Credit Score?

Why & How Do I Raise My Credit Score?

I find it very simple to tell you that you need to raise your score because of the benefits you will derive from doing so when you are seeking a loan. However, I would be doing half of the job by telling you only the benefits if I do not teach you how you can raise your score.

Business & Finance: How to Reopen an Account that the Credit Card Company Closed

How to Reopen an Account that the Credit Card Company Closed

If you or a credit card company closed one of your old credit card accounts but you now want to reopen the account for the benefits it can have on your credit report and score, you can make a formal request to have the account re-opened. In most cases, an account can be re-opened in a matter of minu

Business & Finance: Benefit Of Clean Credit Report

Benefit Of Clean Credit Report

For those that have a clean credit report, there are the best and lowest interest rates available any time one needs to borrow.

Business & Finance: Is a Deceased Person's Estate Responsible for Back Taxes?

Is a Deceased Person's Estate Responsible for Back Taxes?

There is no escaping death and taxes, and this includes the responsibility of a deceased person's estate toward the payment of back taxes. Non-payment of back taxes can hold up the probate process or result in a lien being placed on all the estates assets. The executor of the estate is responsible t

Business & Finance: Credit Card Security Compliance

Credit Card Security Compliance

Credit card security is a large concern in the payment business. A study conducted by the Federal Reserve and Bank of America in 2010 found that payment fraud increased 11 percent from 2006 to 2010. In response to these problems Visa, MasterCard, American Express and Discover created the Payment C

Business & Finance: How Credit Counseling Helps You in Fixing Debts

How Credit Counseling Helps You in Fixing Debts

When an individual is loaded with debts, one of the first things that can help him is accurate information. With specific information on how to tackle the scenario, a lot of individuals do well in finding a solution to the problem. Credit counseling agencies thus counsel individuals on how their deb

Business & Finance: Trading Futures Using Price Action

Trading Futures Using Price Action

Like with anything else, day trading can be easy once you know how to do it. The first important step, however, is using the right tools to learn it and educate yourself with. The fact ...

Business & Finance: Using Credit Cards Efficiently

Using Credit Cards Efficiently

It is just a piece of plastic the size of a visiting card, which has changed the way we handle our money and finances.

Business & Finance: What Is a Nine-Month Interest-Free Credit Card Offer?

What Is a Nine-Month Interest-Free Credit Card Offer?

Credit card companies use nine-month interest-free credit cards to gain new business from potential clients. Generally, introductory rate cards are offered to individuals with decent credit scores reflecting a responsible lending history. Card offers vary and some interest-free promotional offers ma

Business & Finance: Raising Your Credit Score For Free

Raising Your Credit Score For Free

When it comes to raising your credit score, you can do it for free. You don't have to pay anyone to tell you the secret or help you on your way. All you need is a few tips and a little time.

Business & Finance: Been Bankrupt? How It Can Hurt Your Credit Score

Been Bankrupt? How It Can Hurt Your Credit Score

A lot of things can have a negative effect on a person's credit score. Among these include late credit card payments, unpaid medical bills or apartment rentals, a really large debt load, and bankruptcy. During the past five years, more and more people have filed for bankruptcy...

Business & Finance: Some Thoughts on Credit Card Payment Services

Some Thoughts on Credit Card Payment Services

Credit card payment services are rendered by companies to merchants so that the merchant can accept credit and debit account payments from their customers. These companies that offer these services are not affiliated with the merchant or just one card issuing financial institution. They act as a lia

Business & Finance: Can I Get a Free Credit Report and FICO Score?

Can I Get a Free Credit Report and FICO Score?

FICO scores and credit reports are two of the tools used by lenders to determine how much of a credit risk they would be taking should they approve your loan application.Your credit history contained in your credit report is used to calculate your FICO score.Because these are such important aspects

Business & Finance: How to Fix Your Credit Reports

How to Fix Your Credit Reports

With an Internet full of hyped up promises, its hard to distinguish reputable ways to fix your credit reports.In this article, we'll review the initial steps required to complete this important task and weed out theory from fact.

Business & Finance: Keep Your Credit Account Updated

Keep Your Credit Account Updated

This is a pungent matter today. We live in a fast poignant, fast living wage and ever more widget familiarized world. The days of salad dressing up to go and notice the bank executive, having ...